Residential Home Loans

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FIRST HOME BUYERS

Buying your first home is a dream for every Australian. At GURU Financial Services we can assist you with your home lending needs with our expert and professional advice.


Buying your first home can be a daunting experience if you don’t get the right advice. Our services are FREE and there’s no obligation for you to go ahead. We work hard securing your first home loan at a competitive rate and with the best features to suit your individual needs.


At GURU Financial Services you deal directly with the owners and we will help you each step of the way. We’ll help you assess your borrowing capacity, present options from banks with comparison including fees, charges and other benefits and apply for the home buyer’s grant as well. We will ensure that you secure your first home loan at a competitive rate and with the best features to suit your individual needs.


GURU Financial Services has alliances with 3rd party professional in the field of valuation, building and pest inspections as well as settlement services. This arrangement gives you the flexibility of having all options under one roof.


Rest assured dealing with us is simple, convenient and we do all the hard work for you!


INVESTMENT PROPERTY

Investment property is real estate property that has been purchased with the intention of earning a return on the investment, either through rental income, the future resale of the property or both. An investment property can be a long-term endeavour or an intended short-term investment such as in the case of flipping, where real estate is bought, remodelled or renovated, and sold at a profit.


At GURU Financial Services we can help you to find the right investment home loan to secure your financial future.


Investing in property is a popular and stable way to create wealth. According to a latest Financial Wellbeing Index one in five Australians owns an investment property. 22 per cent of Gen Y (18-34 year olds) own at least one investment property, followed by 20 per cent of Gen X (35-49 year olds) and 19 per cent of Baby Boomers (50-64 year olds).


Property is not only a source of income generated by rents, but an asset that appreciates. At GURU Financial Services, we help people from all walks of life to find competitive financing to get things started.


We can assist you with the following types of investment property loans depending on your needs:-


Standard variable rate

Fixed rate

Interest only loan

Equity loan

SMSF loan

HOME LOAN REFINANCE

Despite the historic low interest rates, a surprisingly large number of Australians are not taking advantage of the favourable environment. According to a new research 83% of Australians have not refinanced their home loan in years. 40% of Australians have never refinanced their home loan at all.


Refinancing is simple and easy when you have GURU Financial Services on your side. At GURU Financial Services we can guide you through the entire refinancing process, finding you the best deal from over 30 home lenders.


Reviewing your home loan periodically could save you lot of money over the term of loan. Home loan review can give you the opportunity to reduce interest rate, lower repayments, cashout equity to renovate or sub-divide your property, buy investment property and debt consolidation, we can help


Whatever your circumstances, at GURU Financial Services, we can help you to compare different loan products for you to make the right choice.